5 Travel Tips for Solo Travellers

For some of us, travelling alone is the only way to enjoy some overseas exploration without killing a travel companion out of frustration. For others, it’s a no-choice decision made because nobody else was free.

Whatever your reason for hitting the road on your own, there are some undeniable perks to travelling solo. You can go at your own pace, can do only what you want to do, don’t have to worry about being woken up before you’re ready and can interact more with friendly locals instead of staying in your bubble of travel companions.

On the downside, you might be putting your personal safety at stake when you travel solo. But that’s a small price to pay for a life-changing journey of self-discovery. Here are some tips to help you survive and thrive on your own.

1. Research the country that you will be visiting

Without travel companions, family members or a tour guide to chip in, all the research for your trip falls upon you. We’re not saying you need to create a spreadsheet fleshing out every detail of your itinerary. But no matter how spontaneously you want your trip to be, you should check the following before you arrive:

Do you need a visa? – If you’re a Singapore passport holder, you won’t need a visa to travel to most countries, but there are some exceptions such as India, Iran and Russia. You should also check if you need to submit an Electronic Travel Authority (ETA) application.
Can you drink the tap water? – Unless you’re a camel, you’ll need to drink water soon after you land. If the tap water isn’t drinkable, you’ll need to buy bottled water, fill up your water bottle at a drinking fountain or use a travel water purifier.
What safety precautions do you need to take? – If you’re travelling to a country like Japan, you probably won’t have to take too many safety precautions apart from using common sense. But in more “dangerous” places, you might have to be extra careful to avoid pickpocketing, theft, scams or sexual harassment.
Which neighbourhoods should you avoid? – It’s especially important to know which neighbourhoods to avoid if you’re staying in a residential area through Airbnb or similar home sharing sites. You don’t want to inadvertently stay in the city’s most notorious ghetto.

2. Familiarise yourself with emergency numbers and your country’s embassy

Hopefully, nothing bad will happen on your trip (choy!). But just in case, you should know what to do if you get into a pickle.

First of all, if you are travelling to a non-English speaking country, other than the usual “hello”, “excuse me”, “sorry” and “thank you,” do memorise key phrases that you can use in an emergency, such as:

Where is… (the toilet, the police station, the hospital)?
I need to buy a ticket
Help!

Next, put emergency numbers on speed dial, including the police, emergency medical services, fire department and Singapore embassy.

3. Always be mindful of your surroundings

There are few countries that are as safe as Singapore, where it’s common to see people happily walking around with zero awareness. Enjoying a leisurely stroll at 2am and crossing the road with headphones on while staring at your smartphone might be common here, but you should not try that overseas.

As a solo traveller, you’ll need to be even more mindful of your surroundings as you don’t have the relative safety that comes from travelling in a group.

Be wary of pickpockets and snatch thieves. Always ensure the contents of your bag cannot be accessed. If you have a shoulder bag, for example, you’ll want to keep your arm over the opening.

When out and about at night, stick to brightly lit and heavily populated areas wherever possible. Limit your alcohol intake and never leave your drink unattended.

Interacting with the locals is one of the most rewarding things about travelling solo, but do research local scams and be wary if anyone tries to invite you to go anywhere with them. The last thing you need is to end up embroiled in a scam at a “tea house” or “jewellery shop” that your new “friend” has invited you to check out.

4. Take note of the transport situation

Getting around is a lot harder when you don’t have a group of friends to split taxi fare with. In addition, in some countries it might be safer to use public transport than to get into a taxi or Uber alone, especially if you’re a woman.

Luckily, you should be able to find a great deal of information about how to get around on websites like Wikivoyage. Start your trip on the right foot by checking in advance how to get from the airport to your accommodation. You can also download maps of subway or bus networks beforehand to make life easier for you.

If you’re at a destination where the best way to get around is by car sharing services like Uber, Grab or Lyft, you might want to consider buying a SIM card with mobile data.

5. Buy travel insurance

You cannot do without travel insurance when you travel overseas, especially if you’re travelling alone as there’s no one to look out for you! A good travel insurance plan will ensure that your medical costs are paid for if you fall ill or get into an accident, and will also compensate you for travel mishaps like lost luggage.

Not sure where to look? Here are five travel insurers that can keep you safe as you travel.

Bubblegum – MoneySmart Financial now has its very own insurance plan, with Covid-19 coverage to boot! Best of all, it’s one of the most affordable plans available that covers adventurous activities such as hot air ballooning or scuba diving, and you can buy it in 5 minutes through MoneySmart or the Bubblegum Insurance app.

Total Premium

S$24.79

30% OffTotal PremiumS$35.41
MoneySmart Exclusive
Online Promo
YEAR END LUCKY DRAW | Best Value, Free Covid Cover
Med. Coverage (Overseas)S$150,000
Trip CancellationS$5,000
Loss/Damage of Personal BaggageS$3,000
Total Premium
Total PremiumS$35.4130% Off

S$24.79

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PLUS, a chance to win over $35,000 worth of prizes in our year-end Lucky Draw! T&Cs apply.

Valid until 27 Nov 2022

Apply NowApply directly on MoneySmart

Key Features

Bubblegum offers just 1 affordable plan to suit all your travel needs to maximise your savings

Overseas medical expenses up to $150,000 SGD (Covid-19 sub-limit of $100,000 included)

Overseas hospital & quarantine cash allowance due to Covid-19

24-Hour global Emergency Assistance services including Emergency Medical Evacuation and Repatriation

Covid-19 trip related cancellation/curtailment up to $5,000 SGD included

Adventurous activities like scuba diving and hot air ballooning are covered with no limit on depth or height.

See all plan details 

Allianz – This is a basic travel insurance policy with Covid-related medical and evacuation coverage, and is suitable if you’re looking to have the main bases covered.Their platinum plan being the most comprehensive covering leisure activities and cruises.

Total Premium

S$50.05

23% OffTotal PremiumS$65
MoneySmart Exclusive
YEAR END LUCKY DRAW | Best Medical coverage
Med. Coverage (Overseas)S$500,000
Trip CancellationS$10,000
Loss/Damage of BaggageS$5,000
Total Premium
Total PremiumS$6523% Off

S$50.05

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Valid until 30 Nov 2022

Key Features

Plans start from $28

All Plans Provide Unlimited Emergency Transportation (Includes Covid-19 Coverage)

Allianz Travel Insurance will cover you against medical costs, cancellations and curtailments due to COVID-19, or being impacted by other pandemic or epidemic, when you are diagnosed with the disease

24/7 Medical Assistance – helping you organise things like trusted medical expertise, appointments and making direct payments (to selected medical providers)

Frequent Travellers: Get covered for an unlimited number of trips with Annual Plans (up to 90 days’ duration each trip).

The Family Plan provides cover for you and the members of your family who are travelling with you on your journey. Insured persons may comprise a maximum of two adults, who need not be related. Insured persons may also include ANY number of dependents of the two named adults. Note that ALL insured persons, including dependents, must be named on the certificate of insurance.

See all plan details 

FWD – This insurer is known for their affordable insurance plans. Their travel plan offers Covid-19 coverage, but you’ll have to purchase a rider to get it. You can also obtain coverage for a range of outdoor activities.

Total Premium

S$24.30

25% OffTotal PremiumS$32.40
MoneySmart Exclusive
Online Promo
YEAR END LUCKY DRAW | Lowest premium
Med. Coverage (Overseas)S$200,000
Trip CancellationS$7,500
Loss/Damage of BaggageS$3,000
Total Premium
Total PremiumS$32.4025% Off

S$24.30

MoneySmart Exclusive:

【Faster Cash Redemption | Travel Insurance】
Get $10 Cash via PayNow AND $10 iShopChangi e-voucher (no minimum spend**) within 1 month* while enjoying 25% off when you purchase through MoneySmart! PLUS, a chance to win over $35,000 worth of prizes in our year-end Lucky Draw! T&Cs apply.

Valid until 30 Nov 2022

Key Features

Enjoy cashless medical outpatient treatment in Singapore, access to emergency assistance and your travel policy documents through the FWD SG app!

Add on coverage for COVID-19 available for both Single & Annual Trips for travel period of 90 days or less.

See all plan details 

MSIG – All plans offer are pretty comprehensive, but for higher coverage, you’ll need to pay more. It’s good if thorough protection is your top priority.

Total Premium

S$40.20

40% OffTotal PremiumS$67
MoneySmart Exclusive
YEAR END LUCKY DRAW | Most Comprehensive Plan
Med. Coverage (Overseas)S$250,000
Trip CancellationS$5,000
Loss/Damage of BaggageS$3,000
Total Premium
Total PremiumS$6740% Off

S$40.20

MoneySmart Exclusive:

【Faster Cash Redemption | Travel Insurance】
Get up to $20 Cash via PayNow AND up to $20 iShopChangi e-voucher (no minimum spend**) within 1 month* while enjoying up to 40% off when you purchase through MoneySmart! PLUS, a chance to win over $35,000 worth of prizes in our year-end Lucky Draw! T&Cs apply.

Valid until 30 Nov 2022

Key Features

COVID-19 coverage of up to $150,000 medical cover and up to $1,500 travel inconvenience benefit for your trip protection.

Packaged tour coverage for insolvency of licensed travel agencies registered with the Singapore Tourism Board (includes NATAS registered travel agencies).

Get covered across all TravelEasy Plan types with a high limit of S$1,000,000 for emergency medical evacuation & repatriation

MSIG provides cover for insolvency of licensed travel agencies registered with the Singapore Tourism Board (includes NATAS registered travel agencies)

See all plan details 

Starr – Their plan offers coverage for cruises, snow sports, scuba diving and golf. They also come with free Covid-19 coverage for medical expenses—upgrade to the higher 2 tiers to enjoy coverage for all medical and trip related expenses.

Total Premium

S$30.55

35% OffTotal PremiumS$47
MoneySmart Exclusive
YEAR END LUCKY DRAW | Free Covid-19 Coverage
Med. Coverage (Overseas)S$500,000
Trip CancellationS$10,000
Loss/Damage of BaggageS$5,000
Total Premium
Total PremiumS$4735% Off

S$30.55

MoneySmart Exclusive:

【Faster Cash Redemption | Travel Insurance】
Get up to $20 Cash via PayNow AND up to $20 iShopChangi e-voucher (no minimum spend**) within 1 month* while enjoying 35% off when you purchase through MoneySmart! PLUS, a chance to win over $35,000 worth of prizes in our year-end Lucky Draw! T&Cs apply.

Valid until 21 Nov 2022

Key Features

For Cruise to nowhere insurance: Find out more here

Flexible coverage allows you to create a travel insurance plan with different types of coverage and add-ons that can adapt to your needs

Overseas Covid-19 related medical expenses of up to $50,000 SGD included

Covid 19 Trip related cancellation/curtailment up to $600 SGD included

Covers Travel Expenses for return of Child(ren) during the hospitalisation of the insured person.

No sublimit or restriction on outpatient expenses and number of visits

24 hours Global Emergency Assistance Services help you when you need it most, connecting you with medical treatment and transportation

Seamless and Cashless claims via PayNow

See all plan details 

Travel Insurance
Premiums
Covid-19 Coverage
Emergency Medical Cover
Trip Cancellation

Bubblegum Travel Insurance
$20.06
Yes
$150,000
$5,000 

Allianz Travel Insurance
$43.12 – $101.20
Yes
$200,000 – Unlimited
$5,000 – $15,000

FWD Travel Insurance
$22.50 – $39.60
Add $15.45 – $28.93
$200,000 – Unlimited
$7,500 – $15,000

MSIG Travel Insurance
$36.60 – $68.40
Yes
$250,000 – Unlimited
$5,000 – $15,000

Starr Travel Insurance
$22.10 – $34.45
Yes
$200,000 – $1,000,000
$3,000 – $7,500

Note: premiums are calculated based on a single 7 day trip to Thailand for one person.

Not sure which travel insurance plan to choose? Check out MoneySmart’s travel insurance wizard to compare travel insurance plans at a glance.

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Original article: 5 Travel Tips for Solo Travellers.

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