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Main Glossary Archives - PropertyWiki

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Maintenance Fees (每月的保养费 / 杂费)

Maintenance and service charges vary with the residential development. Part of the monthly maintenance contribution will be allocated to a sinking fund, which are funds set aside for periodic repainting, replacement of electrical and mechanical installations and other major repairs and improvements to the development. Source: Value Champion

Manner of Holding ( 股份拥有权方式)

If there is more than 1 proposed owner, the proposed owners would need to decide on the manner of holding the flat upon the transfer of flat ownership, either through joint tenancy or tenancy-in-common. Source: Singapore Legal Advice

Joint Tenancy (共同租户契约 / 联名拥有)

This is a term that describes joint ownership of a property by two or more owners, without division of the shares. Upon the death of any joint holder, his interest becomes vested in the survivor(s). Source: HDB

Mortgage (抵押贷款)

A home loan or mortgage is defined as a loan in which the borrower puts up the title deed to a property or real estate as collateral for the loan. If the borrower is unable to repay the loan on time, the lender can seize the property and sell it off to pay for the …

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