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A3 SHOULD I TAKE A BANK LOAN OR HDB LOAN? - PropertyWiki

A3 SHOULD I TAKE A BANK LOAN OR HDB LOAN?

In short HDB loan provide more stability as they do not fluctuate plus they are more compassionate should one have difficulties repaying the housing loans.

On another hand, banks might be able to provide a better rate and one should take advantage of the low interest rate.

Depending on your purchase price, getting a bank loan might save you a few hundreds a month on monthly installment, that equates to having more food on the table!