Applying for a Flat From HDB

Before You Apply

Before you apply, use this eligibility checker to check the type(s) of HDB flat you are are eligible to buy and whether you can obtain an HDB housing loan.

 

To complete the assessment, you will need to have personal details of you and your co-applicants on hand (e.g. gross monthly income of the past three months, occupation).

To buy a new flat from HDB, you need to apply during a sales launch. Check upcoming HDB sales launches and stay updated with SMS updates

By applying through HDB Priority Schemes, you could improve your chances of getting a balloted number to book an HDB flat. However, do note that you can get priority for only up to 2 schemes.

Timeline

Steps Involved

You may apply for a flat in the following purchase mode(s):

You can apply online anytime and receive a queue number for flat booking and book a flat as early as the next working day, where possible.

As an applicant, you can check for updates regarding your flat application and whether a queue number has been balloted to you.

If you have been shortlisted, you will be notified and invited to an HDB flat selection appointment within two weeks from the release of your ballot results.

 

At this appointment, you will be required to pay a booking fee via NETS. You can also apply for housing grants if eligible.

The booking fees range from $1000 to $2000 depending on the type of flat you choose.

You (and all persons listed in the application) will also need to bring along original copies of these documents:

  • Identity cards of all persons listed in the application
  • Receipt of booking fee
  • Bank passbook and/or a photo of bank statements with your name and bank account number (for the booking fee to be returned to you)
  • Letter of Offer from the bank that you will be taking housing loan
  • Latest CPF statement(s) if you are currently employed
  • Power of Attorney (if you are authorising someone to represent you)
    • The person representing you must bring one certified true copy by the solicitors and two photocopies of the signed Power of Attorney

You will also need to log into your Singpass during your appointment if you intend to use CPF savings to pay for your downpayment (usually 10% of the flat price). You can consider if you can split your downpayment into 2 instalments using the Staggered Downpayment Scheme.

You need to engage a law firm if you are using a private bank loan.

 

The lawyer will request for documents such as OTP, Signed bank letter of offer, CPF dashboard page and your NRICs image etc.

 

The lawyers will then write to HDB to request for the completion account and invite you down to the law firm to sign the documents.

You will be invited by HDB to collect your keys when your project is ready. Check your HDB appointment online to know when you can collect your keys.

Do bring along original copies of these documents for your appointment:

  • Identity cards of all persons listed in the application
  • Certificate of insurance
  • Latest CPF statement(s) if you are currently employed
  • Power of Attorney (if you are authorising someone to represent you)
    • The person representing you must bring one certified true copy by the solicitors and two photocopies of the signed Power of Attorney
  • Signed GIRO form if you are paying monthly loan instalments partially or fully by cash

You will also be required to log into your Singpass during your appointment if you intend to use CPF savings to pay for your monthly loan instalments.