Before Completion

Things to do Before the Resale Completion


Inspect the Flat

Make sure that the flat is vacant and the physical condition is acceptable before you take possession of the resale flat.

Buy Fire Insurance

If you are taking a housing loan from HDB, it is mandatory to buy Fire Insurance from HDB’s appointed insurer, FWD Singapore Pte Ltd (FWD).

You can purchase the fire insurance online at FWD’s website. Buyers must print out and produce a valid Certificate of Insurance during the Completion Appointment.

For more details about the HDB Fire Insurance, you may call FWD’s enquiry line 6820-8888 or visit FWD’s website.


If you are taking an HDB housing loan, you must pay the balance of the purchase price of the flat and any outstanding Stamp Duty, on the Resale Completion Date. You can print a copy of the payment advice on the HDB Resale Portal, and bring it along for payment (by Cashier’s Order and/or NETS) at the Payment Office, Level 3, HDB Hub, before you meet the Customer Relations Manager for the Resale Completion.