Am I eligible to buy?
You can buy an HDB resale flat when you meet the conditions of the eligibility schemes. In general, there must be at least 1 Singapore Citizen or 2 Singapore Permanent Residents listed in the flat application.
Click on the FAQ below to find out more
Eligibility criteria
Eligibility criteria
Eligibility criteria
Eligibility criteria
Eligibility criteria
Eligibility criteria
Eligibility criteria
You can buy 2 adjoining 3-room or smaller flats, or buy the 3-room or smaller flat that is adjoined to your currently owned 3-room or smaller flat.
Eligibility criteria
Please note this application procedure when buying an adjoining HDB flat under this scheme.
Eligibility conditions that apply to all schemes
You can check your eligibility on the HDB website.
All SPR buyer(s) must meet the three year wait out period; and
a) Where there is only one SPR buyer, at least one SPR essential occupier* forming the requisite family unit with the buyer, needs to meet the three year wait out period.
b) Where there are two or more SPR buyers but they do not form a family unit by themselves, at least one other SPR essential occupier* needs to meet the three year wait out period.
c) Where there is one SC essential occupier* listed, only the SPR buyer(s) needs to meet the three year wait out period.
(Note: * They are the spouse of the buyer or occupier (i.e. parent or child) who is essential to form the requisite family unit with the buyer in order for the buyer to be eligible for the flat purchase.)
Yes. You may buy a resale flat with your spouse if you are a Singapore Citizen and are able to fulfil the eligibility conditions under the Non-Citizen Spouse Scheme.
If your non-resident spouse has obtained Singapore citizenship or Singapore Permanent Resident status or when you have a Singapore Citizen or Singapore Permanent Resident child from the marriage, your family may buy a resale flat under the Public Scheme.
Both of you must meet the 3-year wait out period before you can buy a resale flat in the open market.
Yes. You may buy a resale flat if you are a Singapore Citizen and able to fulfil the eligibility conditions under the Non-Citizen Spouse Scheme or the Non-Citizen Family Scheme.
Yes. Applicants must be Singapore Citizens (SCs) or Singapore Permanent Residents (SPRs). The minimum citizen requirement is two SPRs.
SPR household (i.e. an SPR household with no SC owner) will have to wait 3 years from the date of obtaining SPR status before they can buy a resale flat.
For more information on resale eligibility schemes.
Yes. Applicants must be at least 21 if they buy under the Public Scheme, Fiancé/Fiancée Scheme, Non-Citizen Family Scheme, Orphans Scheme or Non-Citizen Spouse Scheme (if the spouse is holding a long term visit pass or work pass valid for at least 6 months).
Applicants must be at least 35 if they buy under the Single Singapore Citizen Scheme, Joint Singles Scheme or Non-Citizen Spouse Scheme (if the spouse does not hold a long term visit pass or work pass valid for at least 6 months).
Yes. A single person can buy a resale flat on his/her own if they fulfil the conditions under the Single Singapore Citizen Scheme or the Orphans Scheme. For more information on the resale eligibility schemes.
No. Such a household is treated as a citizen household as there is a Singapore citizen among the buyers to the flat.
Yes. If you are applying for the CPF Housing Grant, your gross monthly household income must not exceed:
- ^$7,000 if you are buying a flat under the Single Singapore Citizen Scheme or
- #$14,000 if you are buying a flat under the other eligibility schemes
No. While there is no income ceiling for buying an HDB resale flat, there are income ceilings for HDB housing loans and all CPF Housing Grants (except the Proximity Housing Grant, which has no income ceiling).
To buy a SERS flat, you must also meet the eligibility conditions to buy a new flat on 99-year lease from the HDB. For eligibility conditions to buy a resale flat which has been announced for the SERS.
HDB will only recognise the records registered with ICA in administration of the EIP. Those with a double-barrelled race who wish to make changes to their race must comply with ICA’s requirements on such changes. Details on the policy and registration procedures can be found on ICA’s website at www.ica.gov.sg.
You may opt to classify your household under your spouse’s or your ethnic group when you purchase a flat. Once the option is made, it is irrevocable. Also, the ethnic classification will remain the same when you subsequently sell the flat on the open market.
Yes. The mobility of residents either from the resale or transfer of flats affects the ethnic composition for a particular neighbourhood and block. Thus, the control on ethnic proportions is updated monthly based on the ethnic composition statistics in each neighbourhood and block.
The SPR Quota is intended to ensure social harmony and cohesion, and prevent the formation of foreigner enclaves. Malaysians are excluded from the quota due to our close historical and cultural links.
Only few neighbourhoods across various towns are affected with the implementation of the SPR Quota. Thus, the non-Malaysian SPRs would still have ample choices when buying homes within public housing estates.
The objective of the SPR Quota is to prevent the formation of immigrant enclaves and facilitate assimilation of immigrants within the HDB estates to promote social harmony. Such objectives are relevant regardless of the nationalities of our immigrants. Furthermore, given the SPRs come from diverse ethnic backgrounds and countries of origin it is not practical to implement a quota along nationality lines.
Compared with the Malay and Chinese, both the Indian and Other races have much smaller population bases.
If Indian and Other races are administered as separate ethnic groups, the respective ethnic limit would be lower than the combined limits for the neighbourhood and block level respectively. Grouping Indians and Other races together thus gives more flexibility to these minority groups in the administration of the EIP.
The SPR Quota is part of the Government’s on-going review of public policies to ensure that SPRs integrate with the local community and prevent the formation of immigrant enclaves.
The SPR quota takes into account the composition of SCs and SPRs in Singapore, and their respective demand for public housing.
In the administration of the EIP, the HDB will use the first race component of the double-barrelled race. Hence there is no advantage given to applicants of double-barrelled race compared with those of mixed parentage and having a singular race.