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selling resale HDB
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Guide
HDB
BTO
Buying resale HDB
selling resale HDB
Private properties
New Launch
New Launch (EC)
Private Buyer Guide
Private Seller Guide
Refinancing / Redemption
Commercial properties
Decoupling / Trust
Guide to Trust Deed
Guide to Decoupling
Will / POA / LPA / AMD / Death
Will
Making CPF nomination
POA
LPA
AMD
Tools
Stamp Duty Calculator
Progressive Payment Calculator
Maximum Loan Eligibility Calculator (TDSR)
Rental Yield Calculator
BUC All In One Calculator
Monthly Installment Calculator
About Us
Glossary
Our Affiliates
FAQ
Contact Us
Guide
HDB
BTO
Buying resale HDB
selling resale HDB
Private properties
New Launch
New Launch (EC)
Private Buyer Guide
Private Seller Guide
Refinancing / Redemption
Commercial properties
Decoupling / Trust
Guide to Trust Deed
Guide to Decoupling
Will / POA / LPA / AMD / Death
Will
Making CPF nomination
POA
LPA
AMD
Tools
Stamp Duty Calculator
Progressive Payment Calculator
Maximum Loan Eligibility Calculator (TDSR)
Rental Yield Calculator
BUC All In One Calculator
Monthly Installment Calculator
About Us
Glossary
Our Affiliates
FAQ
Contact Us
Menu
Guide
HDB
BTO
Buying resale HDB
selling resale HDB
Private properties
New Launch
New Launch (EC)
Private Buyer Guide
Private Seller Guide
Refinancing / Redemption
Commercial properties
Decoupling / Trust
Guide to Trust Deed
Guide to Decoupling
Will / POA / LPA / AMD / Death
Will
Making CPF nomination
POA
LPA
AMD
Tools
Stamp Duty Calculator
Progressive Payment Calculator
Maximum Loan Eligibility Calculator (TDSR)
Rental Yield Calculator
BUC All In One Calculator
Monthly Installment Calculator
About Us
Glossary
Our Affiliates
FAQ
Contact Us
Maximum Loan Eligibility Calculator (TDSR)
Affordability Calculator
Find out the maximum amount you can loan and what you can afford to buy. Affordability Calculator is based on private residential property.
Main Applicant
Age & Income
Age
*
Eg; 35
Monthly Fixed Income
*
Eg; 5,800
Annual Variable Income (Eg; Bonus, commissions etc)
*
Eg; 5,800
Monthly Debt Obligations
Credit Cards
*
Sum of your minimum payments across all cards
Car Loan
*
Existing Home Loan
*
Do not include existing property if you intend to sell within 6 months.
Other Loans
*
Joint Applicant (if any)
Age & Income
Age
*
Eg; 35
Monthly Fixed Income
*
Eg; 5,800
Annual Variable Income (Eg; Bonus, commissions etc)
*
Eg; 5,800
Monthly Debt Obligations
Credit Cards
*
Sum of your minimum payments across all cards
Car Loan
*
Existing Home Loan
*
Do not include existing property if you intend to sell within 6 months.
Other Loans
*
Financial Analysis
Total Debt Servicing Ratio (TDSR)
Weighted Age
Average age of both applicants with income factored in, resulting in "Weighted Age"
Main Applicant's Gross Mthly Income
Joint Applicant's Gross Mthly Income
Combined Gross Monthly Income
60% TDSR Limit
Current Debt Obligations
Available for Mortgage Servicing
Affordability
Max Loan Tenure (Years)
Max number of years you can stretch up to, for repayment of loan
Maximum Loan Amount*
Max loan that you are eligible for (75% of Purchase Price)
Maximum Property Purchase Price#
Max Purchase Price you can afford. Can be increased further, read below
*Max Loan Amount can be increased using other legal funding techniques if required. Contact us for more information.
*Max Loan Amount is based on assumption that you currently do not have any other existing housing loan.
#Max Property Purchase Price increase according to your Max Loan Amount. Can also be increased if you have additional cash on hand.
^The results provided by this calculator assume the accuracy of the users inputs and are based on corresponding rules and regulations as set out by the Monetary Authority of Singapore (MAS). The results are provided as a general basis for information and does not constitute an approval from any bank or financial institution. Results as indicative and for illustrative purposes. Any person acting upon or in reliance of this information does so entirely at their own risk. No warranty whatsoever is given and no liability is accepted by us behind this calculator for any loss arising directly or indirectly as a result of any action or omission made in reliance of any information presented herein at any time.
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