For Home Owners

What to look out for when signing the bank’s offer letter (part 1 of 3)

What is TL,DR and WOT? Its the bank letter of offer! The loan contract that everyone got to sign at...

Changes in new CPF ruling

So this week, we encountered a question by a fellow banker who was representing her client, for a new launched condo...

What is a Option to Purchase (Building Under Construction)

What is a Option to Purchase?

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What is a Sales and Purchase Agreement?

What is the Sales and Purchase Agreement?

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Why do I only get back a black and white copy of my title deed after redeeming my bank loan for myproperty?

So you slog and toll, saving up all your monies in the bank/under your bed in a Milo tin can...

What happens if I lost my title deed?

Everyone knows title deed is the most important piece of  paper they will own in life, its the same as...

Why are the initial redemption statement so high when I do a refinancing? why’s there late penalty?

The curious case of late penalties for refinancing. This client did a refinancing, so after the law firm served the...

Why cant I use CPF to pay for Stamp duties for completed property?

The question we got today that is relatively frequent is “Why is it that CPF can be used for stamp duty...

I am buying a new condo, but I have yet to decide on a bank loan. Can I still use my CPF to pay for the stamp duties.

An agent asked me for advice for his client.  So basically his client purchased a new condo and was due to exercise his sales...

How do I calculate buyer stamp duty?

Today we received a query, that is relatively common especially from expats and new Singapore PRs.  Imagine this – You wish...

Can I get back my ABSD if I sell my second property instead of my first property?

An agent asked me this question: A HDB client who bought their condo a few years back wished to get...

Is there any difference in the term ABSD refund and ABSD remission?

The question posed by fellow property agent specialist was basically – ABSD remission and ABSD refunds, are they the same? 

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Can new launch condo (BUC) be assignable?

Some agents ask what happens if a client changes his mind after getting the option  to purchase, but have not...

Is it a standard procedure to serve a 3 months notice to the bank? Can it be shorter?

So you decides to redeem your property, you went to the bank, and the banker tells you that they need...

What documents does CPF need in order to disburse your funds to pay for stamp duties?

The question that PropertyWiki got asked today is “What are the things CPF need exactly in order to disburse funds...

What to look out for when signing the bank’s offer letter (part 3 of 3)

What to check in the letter of offer?, this is the last part.

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Will creditors go after all proceeds if only one of the owner is bankrupt?

This week, we touch on bankruptcy matters, whereby this involves two homeowners, with one being sued by creditors on the...

What is a Stamp Certificate?

What is a Stamp Certificate?

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For Agents

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